Utilization of Zakat and Waqf in Address Dependency Challenges of The Vulnerable in Gombe State

Adamu Abubakar Muhammad, Babangida Bala, Adam Muhammad Ardo, Muhammad Bello Adam, Bashir Liman Mashema, Arif Sugitanata

Abstract


The socio-economic challenges faced by vulnerable groups in Gombe State, Nigeria, underscore the need for sustainable interventions to alleviate poverty and dependency. This study examines the utilization of Zakat and Waqf as Islamic socio-economic tools to empower vulnerable populations and promote economic independence. Employing a mixed-method approach, it integrates qualitative interviews with stakeholders in Zakat and Waqf management and quantitative data on poverty and dependency rates. Findings reveal that structured and transparent administration of Zakat and Waqf can significantly enhance access to education, healthcare, and sustainable livelihoods, reducing dependency. However, challenges such as limited awareness, poor institutional frameworks, and inadequate regulatory support hinder optimal implementation. This study recommends policy reforms, institutional capacity-building, and enhanced community engagement to maximize the impact of these Islamic instruments. The research contributes to ongoing discussions on leveraging Islamic social finance to foster socio-economic equity and justice.


Keywords


Dependency Challenges, Gombe State, Utilization, Vulnerable, Zakat and Waqf.

Full Text:

PDF

References


Abdullahi, M., & Suleiman, A. (2020). Challenges of zakat distribution in Northern Nigeria: A case study of Gombe State. Journal of Islamic Social Finance, 7(1), 56–68.

Abdul-Majeed, S., & Salisu, A. (2021). Waqf in Nigeria: Challenges and opportunities. Journal of Islamic Philanthropy, 8(1), 67–84.

Adamu, Y., & Auwal, M. (2020). Economic diversification and poverty reduction in Gombe State. Nigerian Journal of Economic Development, 12(2), 89–104.

Adamu, Y., & Usman, M. (2019). Dependency and poverty in Northeastern Nigeria: Challenges and prospects. Nigerian Journal of Social Sciences, 14(3), 45–58.

Adewale, T. (2021). The socio-economic impact of poverty in Northern Nigeria. International Journal of Development Studies, 11(2), 102–116.

Ahmad, M. M., & Khan, M. A. (2020). Zakat as a Tool for Poverty Alleviation in the Islamic World. Journal of Islamic Finance, 6(2), 123–135.

Ahmad, M., & Hassan, R. (2020). The role of zakat and waqf in poverty alleviation in Northern Nigeria: A case study of Sokoto and Gombe States. Journal of Islamic Economics and Finance.

Ahmed, M., & Ahmed, M. (2021). Islamic social finance. In Innovative Humanitarian Financing: Case Studies of Funding Models (pp. 101–134).

Ahmed, Y., & Yusuf, M. (2022). Social instability and dependency in Gombe State: Causes and solutions. Journal of Social Sciences and Humanities, 15(3), 103–118.

Ardo, A. M., Muhammad, A. A., Adam, M. B., Muhammad, Z. J., & others. (2024). The Legal Framework of Waqf and Its Role in Modern Economic Development in Nigeria. Ahlika: Jurnal Hukum Keluarga Dan Hukum Islam, 1(2), 162–178.

Bello, R., & Umar, S. (2021). Cultural practices and economic dependency in Northern Nigeria. Journal of African Studies, 9(4), 78–92.

Bizzarri, M. (2012). Protection of vulnerable groups in natural and man-made disasters. International Disaster Response Law, 381–414.

Carter, B., & Kelly, L. (2021). Social inequalities and famine and severe food insecurity risk. The Institute of Development Studies and Partner Organisations.

Dandago, K. I., & Muhammad, A. I. (2019). The Role of Waqf in Promoting Agricultural Development: A Case Study of Kano State, Nigeria. Journal of Islamic Economics, 15(1), 89–105.

Darwich, K. (2025). Understanding Economic Inequality in the Middle East: Scope and Significance. In Unveiling Developmental Disparities in the Middle East (pp. 409–428). IGI Global.

Ezzani, M. D., Brooks, M. C., Yang, L., & Bloom, A. (2023). Islamic school leadership and social justice: an international review of the literature. International Journal of Leadership in Education, 26(5), 745–777.

Farooq, M. O. (2020). Zakat, Islamic charity, and poverty alleviation: Historical and modern perspectives. Journal of Islamic Accounting and Business Research.

Fineman, M. A. (2010). The vulnerable subject: Anchoring equality in the human condition. In Transcending the boundaries of law (pp. 177–191). Routledge-Cavendish.

Hallaq, W. (2012). Sharia: Theory, practice, transformations. New York, NY: Cambridge University Press.

Hassan, M. K., & Yusoff, M. B. (2021). Islamic philanthropy and poverty reduction: Integrating zakat and waqf for sustainable development. Journal of Islamic Philanthropy, 7(1), 56–74.

Ibrahim, M. (2020). Assessing the economic empowerment impact of zakat institutions in Northeastern Nigeria. African Journal of Development Studies.

Jalili, I., Firdaus, M., & Fahm, A. O. (2024). The Role of Qawā’id Fiqhiyyah in Strengthening Waqf Law: A Review of Challenges and Solutions in Indonesia. Al-Qadha: Jurnal Hukum Islam Dan Perundang-Undangan, 11(2), 226–250.

Junaidi, J., Majid, L. A., & Nazri, M. A. (2023). Revisiting Social Justice: Exploring the Qur’anic Paradigm in Addressing Contemporary Challenges. Afkar: Jurnal Akidah & Pemikiran Islam, 25(2), 153–192.

Karim, R. A., & Rahman, M. A. (2021). The socio-economic impacts of Islamic microfinance in rural communities. Journal of Islamic Finance and Development, 5(3), 98–112.

Kassim, S. H., & Abdullah, M. A. (2020). Integrating waqf and Islamic microfinance for poverty eradication in Muslim countries. International Journal of Islamic Finance, 12(1), 103–122.

Khan, M. A., & Ahmad, M. M. (2021). Bridging the gap between Islamic social finance and sustainable development goals. Journal of Islamic Philanthropy, 8(2), 132–148.

Lubis, A., & Hassan, R. (2021). Challenges in the administration of waqf properties in developing countries. Journal of Islamic Economics, 7(2), 67–82.

Lings, M. (1983). Muhammad: His life based on the earliest sources. Rochester, VT: Inner Traditions International.

Mahmoud, M. S., & Abdullah, S. (2021). The impact of zakat collection on poverty alleviation: Evidence from Sudan. International Journal of Social Finance, 14(3), 65–77.

Muhammad, A. (2020). Islamic principles of wealth distribution: An analysis of zakat and waqf systems. Journal of Islamic Economic Studies, 8(1), 29–45.

Muhammad, Z., & Usman, H. (2021). Empowering women through Islamic microfinance: A case study of Kano State. African Journal of Islamic Economics, 5(4), 88–104.

Niaz, S. K., & Ahmed, A. (2022). Social inclusion and the role of zakat in reducing inequality. Journal of Islamic Social Justice, 6(2), 54–68.

Noor, A., & Ahmad, M. (2021). Reviving the institution of waqf: Challenges and strategies in contemporary Muslim societies. Journal of Islamic Philanthropy, 7(3), 123–138.

Omar, A., & Suleiman, A. (2021). Sustainable development and waqf: A nexus for poverty alleviation. Journal of Islamic Social Development, 6(1), 89–101.

Patton, M. Q. (2002). Qualitative research and evaluation methods. Thousand Oaks, CA: Sage Publications.

Rahman, A., & Hassan, S. (2020). The role of waqf in promoting education in Muslim-majority countries. Journal of Islamic Education and Development, 9(2), 112–128.

Rahman, F., & Yusuf, H. (2021). Addressing poverty through Islamic philanthropy: A case study of zakat and waqf integration. Journal of Islamic Social Sciences, 10(3), 98–115.

Said, E. W. (1978). Orientalism. New York: Pantheon Books.

Salim, S., & Abdullah, R. (2021). Islamic social finance: A tool for economic resilience in times of crisis. Journal of Islamic Finance and Social Development, 8(2), 78–92.

Sanusi, M. (2020). Integrating Islamic social finance into national poverty alleviation strategies. Journal of Public Policy and Islamic Economics, 11(2), 66–82.

Taman, M. T., & Ahmad, R. (2022). Exploring the role of waqf in fostering sustainable development. Journal of Islamic Sustainability, 9(1), 145–162.

Umar, S. (2021). Zakat as a social safety net: Lessons from Northeastern Nigeria. Journal of Social Justice and Islamic Finance, 6(4), 102–116.

Usman, H., & Karim, R. (2020). Islamic social finance and financial inclusion: An empirical study. Journal of Islamic Economic Studies, 9(1), 44–58.

Wilson, R. (2004). Economics, ethics, and religion: Jewish, Christian, and Muslim economic thought. New York: Palgrave Macmillan.

Yusuf, H. (2020). The evolution of waqf in modern times: A case study of Nigeria. African Journal of Islamic Studies, 8(3), 67–80.

Zubaida, S. (2003). Law and power in the Islamic world. London: I.B. Tauris.




DOI: http://dx.doi.org/10.30984/ajiel.v4i2.3307

Article Metrics

Abstract view : 39 times
PDF - 13 times

Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

 

Rumah Jurnal IAIN Manado

Jl. Dr. S.H. Sarundajang, Kawasan Ringroad I, Malendeng Manado Kode Pos 95128, Sulawesi Utara, Indonesia.

 


All publication by Al-'Aqdu: Journal of Islamic Economics Law is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Al-'Aqdu: Journal of Islamic Economics Law, ISSN 2807-7830 (Cetak), ISSN 2807-7342 (Online)