Implementation of Syariah Principle towards Syariah Bank Operational from Financing Perspective: (Case Studies at Bank of Muamalat and Bank of Syariah Bukopin)

Abstract

Abstract

This research aims for knowing the implementation of Syariah principle towards the syariah bank operational viewed from financing perspective in the Bank of Muamalat dan the Bank of Syariah Bukopin in Makassar 

 The method used in the research is qualitative. The data analysis utilized descriptive-narative including reducing the data, presenting the data, and making the conclusion. In qualitative research, the examining of the data quality is so-called validity task where the approach used triangulation and member check.   

The research designates that the Bank of Muamalat and the Bank of Syariah Bukopin implement syariah principle in their financing operational. The principle consists of profit-sharing principle and sale-purchase principle. The implementation of profit-sharing principle are Mudarabah and Musyarakah, while the sale-purchase principle is Murabahah.

Keywords:     Syariah Principle, Financing, Mudarabah, Musyarakah and Murabahah